Your WhitePineLending.com Installment Loan application is processed completely online. You simply submit your application at www.WhitePineLending.com and if approved, a Customer Service Representative will contact you within minutes. Once approved, the funds from your loan are deposited directly into your bank account, usually the next business day. You repay the loan on the schedule agreed to with your Customer Service Representative.
WhitePineLending.com requires that our applicants speak directly with our Customer Service Representative prior to funding any loans. We want to make sure you are truly our applicant, and cross our t's and dot our i's before releasing funds to anyone. This also gives you the opportunity to ask any questions, as well as fully understand the terms and conditions of your Installment Loan outside of the legal terminology of the loan documents that you will receive.
An Installment loan is a loan that is repaid over time with a set number of scheduled payments; a mortgage, for example, is a type of installment loan. The term is most strongly associated with traditional consumer loans, and repaid over time by regular payments of principal and interest.
Typically, the approval process takes only minutes.
No, you will never be charged an application fee or any upfront fees of any sort by WhitePineLending.com. Be extremely careful with lenders that try to charge an application fee, or any kind of upfront fees for any kinds of loans.
Our loans range from $300-$1000. Returning customers with a successful repayment history can qualify for up to a max of $1,500. Loan fees vary by the amount of the loan outstanding, the frequency of repayment scheduled, as well as the total number of payments agreed to. WhitePineLending.com fees are competitive in the industry and regulated by federal laws.
The standard time for loan repayment is determined by your pay schedule and the amount of money you borrow. Each Payment on your Installment Loan will be consistent, and apply toward both the amount borrowed and the fees. There is no refund for paying off early.
Very secure. All sensitive information transmitted between your browser and our website uses 128-bit Secure Socket Layer (SSL) encryption technology.
WhitePineLending.com is here to help anytime you need extra cash. We encourage all our clients to keep in mind that an Installment loan should not be used repeatedly to deal with continuing budgeting issues. If you need additional help with credit, budgeting or debt management, please go to the National Foundation for Credit Counseling at http://www.nfcc.org/.
**Sokaogon Finance dba White Pine Lending is a sovereign enterprise, an
economic development arm and instrumentality of, and wholly-owned and
controlled by the Sokaogon Chippewa Community of Mole Lake, a
federally-recognized sovereign Indian Tribe (the “Tribe”). This means
that White Pine's loan products are provided by a sovereign government
and the proceeds of our business fund governmental services for Tribal
citizens. This also means that Sokaogon Finance is not subject to
State suit or service of process. Rather, Sokaogon Finance is
regulated by the Tribe. It is the express intention of the Sokaogon
Chippewa Community to fully preserve, and not waive, either in whole
or in part, exclusive jurisdiction, sovereign immunity, and any other
rights, titles, privileges, and immunities to which the Tribe is
entitled. If you do business with Sokaogon Finance, your potential
forums for dispute resolution will be limited to those available under
Tribal law and your loan agreement. As more specifically set forth in
the White Pine loan agreement, these forums include an informal but
affordable and efficient Tribal dispute resolution, or individual
arbitration before a neutral arbitrator. You may opt out of
arbitration by following the instructions in your loan agreement. If
you do not opt out of arbitration pursuant to the loan agreement, you
agree that you have chosen to have any dispute arising out of or
relating to the loan agreement or your relationship with the Sokaogon
Chippewa Community resolved by binding arbitration. If you are not
comfortable doing business with a sovereign entity that is immune from
a lawsuit in State court, you should discontinue use of this website. Applications processed and approved before 5:30 p.m. ET are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Maximum loan amount for initial loan is $950.00. Refer to Loan Cost & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.