Privacy Policy

FACTS WHAT DOES WHITE PINE LENDING DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Transaction history and payment history
  • Checking account information and Wire transfer instructions
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons White Pine Lending chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Do We Share? Can you limit this sharing?
For our everyday business purposes
such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 YES NO
For our marketing purposes -
to offer our products and services to you
 YES NO
For joint marketing with other financial companies YES YES
For our affiliates’ everyday business purposes -
information about your transactions and experiences
 YES NO
For our affiliates’ everyday business purposes -
information about your creditworthiness
 YES YES
For our affiliates to market to you YES YES
For our nonaffiliates to market to you YES YES
To Limit our sharing Call Toll-Free 855-228-6721
Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 855-228-6721
Who we are
Who is providing this notice? White Pine Lending is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.
What we do
How does White Pine Lending protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does White Pine Lending collect my personal information? We collect your personal information, for example when you
  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Give us your employment history
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • White Pine Lending does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • White Pine Lending does not share with our nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or service to you.
  • White Pine Lending does not share.

Updated 11/05/2020

Communication Policy Customer Advisory Privacy Policy Terms of Use

© 2025 WhitePineLending.com. All rights reserved.

**Sokaogon Finance dba White Pine Lending is a sovereign enterprise, a wholly owned and controlled tribally chartered corporation and an economic development arm and instrumentality of the Sokaogon Chippewa Community, a federally-recognized Indian Tribe organized pursuant to 25 U.S.C. § 5123 (the “Tribe”). This means that White Pine's loan products are provided by a sovereign government and the proceeds of our business fund essential governmental services for Tribal members. White Pine is not subject to State suit or service of process. Rather, White Pine is regulated by the Tribe. It is the express intention of White Pine and the Tribe to fully preserve, and not waive, either in whole or in part, exclusive jurisdiction, sovereign immunity, and any other rights, titles, privileges, and immunities to which the Tribe is entitled. If you do business with White Pine, your potential forums for dispute resolution will be limited to those available under Federal and Tribal law. As more specifically set forth in your loan agreement, White Pine offers an affordable and efficient dispute resolution through individual binding arbitration. You may opt out of arbitration by following the instructions in your loan agreement. If you do not opt out of arbitration pursuant to the loan agreement, you agree that you have chosen to have any dispute arising out of or relating to the loan agreement or your relationship with the White Pine resolved by binding arbitration. If you are not comfortable doing business with a sovereign entity that is immune from a lawsuit in State court, you should discontinue use of this website.

This service is offered to you via the internet from the reservation of the Sokaogon Chippewa Community, a federally recognized Indian tribe, regardless of where you may be situated or access this site, and does not constitute an offer or solicitation for consumer loans in a state. The Tribe does not accept applications for this service from residents of all states, and the service may or may not be available to residents of your particular state. The states from which the Tribe chooses to accept applications may change from time to time without notice. By obtaining services from this site you are submitting to the jurisdiction of the Sokaogon Chippewa Community.

Applications processed and approved before 5:30 p.m. ET are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Maximum loan amount for initial loan is $950.00. Refer to Loan Cost & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.

The service and website may change at any time without notice.

Please note: THIS IS AN EXPENSIVE FORM OF CREDIT. White Pine Lending loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include: a credit card cash advance; personal loans; home equity line of credit; existing savings; or borrowing from a friend or relative.