Terms Modifications
We hold the discretion to adjust these Usage Terms at our will. Upon posting, any changes to the Usage Terms will immediately take effect. Frequently review these Usage Terms to stay updated. Continuing to use the Site after changes indicates your agreement to the updated terms.
Content Protection
All content on the Site is safeguarded by U.S. and international copyright laws and can only be used as specified in these Web Usage Terms. We don't guarantee that using the Site's materials won't infringe third-party rights.
Account and Loan Applications
The Site may allow you to register an account or apply for a loan. Ensure the information you provide is accurate and current. If there are discrepancies, we can cancel your registration, reject your application, terminate our contract with you, or limit your Site usage. We might also decline loan applications.
Your Account Access
To utilize our Services, you need to create an account on the Site. Do not share your login details. Notify us immediately if you detect unauthorized use of your account. Some Site sections might require you to log in.
Information Handling
By submitting content or information to the Site, you agree to the following: You're granting us a license to use the content globally, in line with our Privacy Policy's privacy terms. We can modify your content as needed. You're accountable for the content you share. We aren't liable for user-generated content inaccuracies.
We won't share or sell your data to third parties, excluding what's stated in our Privacy Policy, which is part of these Usage Terms.
Usage Restrictions
While using our Services and Site, respect all laws and don't:
Intellectual Property Rights
Our content is our property or our partners' property, protected by copyright laws. Don't reproduce or modify any Content other than your own without our permission.
The trademarks "White Pine Lending" and its logos are ours. Other logos or names may belong to us or others. Do not use them without written permission. Contact us with trademark inquiries.
Everything related to our website, its content, and technology is our or our licensors' property.
Copyright Concerns
If you suspect a copyright infringement on the Site, contact us at "3051 Sand Lake Rd Crandon, WI 54520-8815" with details.
Third-Party Links
We aren't responsible for third-party website practices linked from our site. Check their privacy policies before sharing personal details.
Personal Data Use
Our data use practices are outlined in our Privacy Policy. Privacy Policy
No Guarantees; Corrections; Disclaimers
The Site and our Services are "as-is". Estimates might differ from actual figures. If we detect an error, we'll correct it and notify you. WE MAKE NO WARRANTIES.
Indemnification
Protect us against claims resulting from your content, misuse of the Services, or these Usage Terms breaches.
General
These Terms are governed by the Sokaogon Chippewa Community, Chippewa Indians laws and applicable federal laws.
Assigning your Site usage rights requires our approval.
Severability
If a section of these Terms is deemed unenforceable, the rest remains intact.
Inquiries
Please contact us at 855-228-6721 with any questions regarding these Terms of Use.
© 2025 WhitePineLending.com. All rights reserved.
**Sokaogon Finance dba White Pine Lending is a sovereign enterprise, a wholly owned and controlled tribally chartered corporation and an
economic development arm and instrumentality of the Sokaogon Chippewa Community, a
federally-recognized Indian Tribe organized pursuant to 25 U.S.C. § 5123 (the “Tribe”). This means
that White Pine's loan products are provided by a sovereign government
and the proceeds of our business fund essential governmental services for Tribal
members. White Pine is not subject to State suit or service of process. Rather, White Pine is
regulated by the Tribe. It is the express intention of White Pine and the Tribe to fully preserve, and not waive, either in whole
or in part, exclusive jurisdiction, sovereign immunity, and any other
rights, titles, privileges, and immunities to which the Tribe is
entitled. If you do business with White Pine, your potential
forums for dispute resolution will be limited to those available under Federal and Tribal law. As more specifically set forth in
your loan agreement, White Pine offers an affordable and efficient dispute resolution through individual binding arbitration. You may opt out of
arbitration by following the instructions in your loan agreement. If
you do not opt out of arbitration pursuant to the loan agreement, you
agree that you have chosen to have any dispute arising out of or
relating to the loan agreement or your relationship with the White Pine resolved by binding arbitration. If you are not
comfortable doing business with a sovereign entity that is immune from
a lawsuit in State court, you should discontinue use of this website.
This service is offered to you via the internet from the reservation of the Sokaogon Chippewa Community, a federally recognized Indian tribe, regardless of where you may be situated or access this site, and does not constitute an offer or solicitation for consumer loans in a state. The Tribe does not accept applications for this service from residents of all states, and the service may or may not be available to residents of your particular state. The states from which the Tribe chooses to accept applications may change from time to time without notice. By obtaining services from this site you are submitting to the jurisdiction of the Sokaogon Chippewa Community.
Applications processed and approved before 5:30 p.m. ET are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Maximum loan amount for initial loan is $950.00. Refer to Loan Cost & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement.
The service and website may change at any time without notice.